Calculator Inputs

Grant Terms

For long-term capital gains qualification

Tax & Locale Settings

Enter as decimal (e.g., 0.35 for 35%)

Enter as decimal (e.g., 0.15 for 15%)

Typically 26-28% for AMT

Phase 1: Upfront Cost & Gross Value

ℹ️
Understanding Phase 1: This phase compares the gross value and upfront costs between RSUs and stock options at the time of vesting/exercise.
RSU Gross Value at Vesting
$0.00
0 units × $0.00/share
NSO Intrinsic Value at Exercise
$0.00
0 options × $0.00/share spread
RSU Upfront Cost
$0.00
No cash required at vesting
NSO/ISO Upfront Cost
$0.00
Exercise requires cash

Phase 2: Tax Liability & Net Cash

ℹ️
Tax Treatment: RSUs are taxed as ordinary income at vesting. NSOs are taxed on the bargain element at exercise. ISOs may trigger AMT but can receive favorable capital gains treatment if held properly.

RSU Tax Impact

$0.00
$0.00

NSO Tax Impact

$0.00
$0.00
$0.00

ISO Tax Impact (AMT Aware)

$0.00
$0.00
$0.00

Side-by-Side Comparison

Metric RSU NSO ISO
Gross Value $0.00 $0.00 $0.00
Upfront Cost $0.00 $0.00 $0.00
Tax Liability $0.00 $0.00 $0.00
Net Value $0.00 $0.00 $0.00

Scenario Modeling & Visualization

Enter different FMV values to compare outcomes

Export & Share

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💡
Export Features:
  • CSV Export: Download a detailed spreadsheet with all calculations
  • Shareable Link: Generate a URL with your current inputs to share or save

Results Summary

RSU Net Value
$0.00
NSO Net Value
$0.00
ISO Net Value
$0.00