Let's Calculate Your Financial Advisor ROI
Discover how a an advisor can actually save you money through expert guidance, time savings, and improved returns.
I'm Building Wealth
I'm actively working and looking to grow my investments for the future.
- Active income from career
- Growing investment portfolio
- Planning for retirement
- Tax optimization strategies
I'm In Retirement
I'm retired or nearing retirement and focused on preserving and distributing wealth.
- Fixed or limited income
- Focus on wealth preservation
- Regular withdrawals needed
- Estate planning priorities
Your Financial Snapshot
Help us understand your current financial situation to calculate personalized value.
Enter your pre-tax annual income or retirement spending
Include 401(k), IRA, brokerage accounts, etc. (excluding home equity)
Total Annual Fee
This fee covers comprehensive financial planning, investment management, and ongoing support.
Your Assets Stay Safe
Financial advisors do not hold your money. Your assets remain at established custodians like Schwab, Fidelity, or Vanguard. Advisors only provide guidance and management - your money stays protected at the custodian.
How Much Time Do You Spend?
Let's calculate the value of time you'll save with professional guidance.
Every Year.
This is the average time spent on researching, trading, tax planning, and financial stress.
Common time investments include:
Your Time Value Calculation
Based on 2,000 working hours per year or $100/hr for retirees
Your Financial Advisor ROI
Here's how the advisor fee pays for itself and adds value to your financial future.
Annual Cost
Total Advisor Fee
Value Created
Time + behavioral benefits
Net Benefit
Annual value added
Your Est. ROI Summary
For every $1 paid in advisor fees, you’re receiving $0.00 in total value.*
ℹ️ The $0.00 is based on gross value created ÷ cost.
Where Your Value Comes From
Time Savings
You saved 40 hours this year
Asset Allocation
Tailored portfolio diversification. (> 0%)
Cost-Effectiveness
Focus on low-cost options. (0.4%)
Rebalancing
Maintain proper allocation. (0.35%)
Behavioral Coaching
Helping you stay disciplined. (1.5%)
Asset Location
Tax-efficient distribution. (0-0.75%)
Spending Strategy
Optimizing withdrawals. (0-1.10%)
Total Return
Focus on total returns, not just income.
Industry Research
Vanguard Advisor's Alpha Study
Professional advisors can add approximately 3% in net returns annually through behavioral coaching, asset allocation, and tax planning.
Time is Money
The average investor spends 40-60 hours annually managing their portfolio. Professional management frees up time for what matters most.
